Credit Analyst

About Star Furniture:

At Star Furniture, we know it's not simply furniture. It's Thanksgiving dinner, late-night chats, gameday get-togethers, and more. At Star Furniture, we set the stage for where life happens. With deep Texas roots, we've spent over 100 years perfecting a premium shopping experience-one that's built on quality products, a broad selection, and honest practices. We put our customers first, and they feel it at every touchpoint.

WE'RE TOLD WE'RE DIFFERENT. AND WE AGREE-WE'RE DIFFERENT BY DESIGN.

Our Mission:

Our mission is to be the preferred home furnishings provider for Texas families who value style, quality, and affordability. By providing exceptional service to our guests and community.

Company Values

As a Company, we're guided by four core values. They impact our long-term strategy, day-to-day business interactions, and our relationships, while helping us stay true to ourselves and Vision.

INTEGRITY / SERVICE / ACCOUNTABILITY / RESPECT

About The Role:

The Credit Analyst will be part of our Credit Team, playing a critical role in maintaining customer relationships while managing overall financial risk. This position is responsible for reviewing and decisioning credit applications, monitoring active accounts, and working directly with the store network. The Credit Analyst works closely with the Sales, Accounting, Collections and Customer Care Teams, to ensure quality lending decisions while providing a high-level customer experience. This position plays a strong part in the company's fair lending and risk management strategies.

Reports To: Credit Manager

Essential Functions:

• Evaluate and decision consumer credit applications
• Identify risk and research unresolved credit related questions
• Collaborate with other departments, vendors, and partners
• Assist with training needs throughout the sales network

Requirements:

• Our ideal candidate will have a 2+ years of finance or credit related experience
• A preferred background in banking, retail lending, credit, mortgage, auto financing, or similar
• Ability to maintain a flexible schedule. Weekend hours required

Education & Qualifications:

• High school Diploma required, advanced education a plus
• Preferred office related experience in finance, banking, or retail

Supervisory Responsibility: None.

Work Environment:

This position operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, tablets, and other office equipment.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk and/or hear. The employee frequently is required to stand, walk, use hands and fingers, handle or feel, and reach with hands and arms.

Position Type / Expected Hours of Work:

This is position and hours of work would routinely be 40+ hours per week and requires working every Friday, Saturday, Sunday, and Monday. Given the nature of the position, there may be occasions that extra hours and travel may be required.

What Star Offers:

Benefits are an important part of the total compensation that Star offers. Star is dedicated to offering competitive compensation enhanced by a variety of benefits that allow team members to choose whether to participate based on their needs. Some of the benefits offered include:

• Comprehensive health care options (medical, telemedicine, dental and vision)
• 401(k)
• Generous Employee Discount
• Paid Time Off
• Voluntary Long-Term Disability
• Voluntary Life Insurance

(Waiting periods may apply to the above)